Rated 4.5/5 stars by our editorial team
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3.7/5.0 from 68 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 0% of each transaction in U.S. dollars.
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Rewards Rate 2% value for airfare redemptions and 1% value for cash back redemptions
Annual Fee $195 ($95 for each Authorized User added to the account)
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
If you are looking for a premium status card, the Mastercard® Titanium Card™ could be a good choice. This card has the lowest annual fee of the three Luxury Cards, which are issued by Barclays Bank.
Cardholders earn one 1 point for every one dollar spent. Redeem for 2% value for airfare redemptions and 1% value for cash back redemptions.
This hefty stainless steel card is brimming with benefits including 24/7 Luxury card concierge service and features like complimentary food and beverages, room upgrades, resort or spa credits and welcome amenities at properties in the Luxury Card Travel program. Cardholders also get cell phone protection, Lyft credits, Postmates discounts and Fandango perks.
If you have high interest debt, take advantage of the lengthy 0% intro APR on balance transfers. This card offers 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 14.99%. This APR will vary with the market based on the Prime Rate. Not all travel cards offer 0% intro APR on balance transfers, so this is a welcome feature for anyone carrying a balance month to month.
The annual fee is $195 ($95 for each Authorized User added to the account).
The rewards rate at 2% for airline redemption is solid. The real value in the Luxury cards are the massive array of benefits and features that come along with the high status Luxury cards. There are no foreign transaction fees, which will save you up to 3% when you travel abroad. You will need Excellent/Very Good credit to qualify.
Luxury benefits. Flexible redemption for travel on any airline with no blackout dates.
No sign-up bonus.
Editorial Note: This content is not provided by Barclays. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Barclays.
68 Total Ratings