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Discover it® Miles


Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 216 Offer Ratings
Over the Past 60 Days!

(216) Over the Past 60 Days!

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  • Regular Purchase APR 11.99% - 22.99% Variable
  • Intro Purchase APR 0% for 14 months
  • Intro BT APR 10.99% for 14 months
  • Annual Fee $0
  • Credit Needed


  • Card Brand Discover

Card Details


  • UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • Redeem for Travel or Cash. Easily redeem Miles as a statement credit for travel purchases or get cash.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Penalty APR None

Ongoing Information

Rewards Rate Unlimited 1.5 Miles for every dollar spent on all purchases - with no annual fee

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can earn Unlimited 1.5 Miles for every dollar spent on all purchases - with no annual fee.

Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, you can earn double Miles at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time. Another bonus to this card is that it comes with an intro APR of 0% for 14 months on purchases and an intro APR of 10.99% for 14 months on balance transfers.

The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements.  As an exclusive offer, new cardholders can double all the Miles earned at the end of the first year.

Expert Reviews of the Discover it® Miles

  • 5.0

    Regular APR

  • 4.0

    Intro APR

  • 5.0


  • 4.5


  • star rating 4.5/5

    Overall Rating

The Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

The Good

There is no annual fee, a nice intro APR, and cardholders will earn unlimited Miles on all purchases.

The Not so Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

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