Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

An Advertising Partner

 

Rated 3.8/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 13 Offer Ratings
Over the Past 60 Days!

(13) Over the Past 60 Days!

Apply Now

on American Express's secure site

Add to Compare
  • Welcome Offer $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.*
  • Bonus Rewards 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases.
  • Rewards Rates 1% back on other purchases*
  • Annual Fee $95
  • Credit Needed

    Excellent/Good

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars.

Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.

Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.

Penalty APR 29.24% Variable

Ongoing Information

Rewards Rate 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases.

Annual Fee $95

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Blue Cash Preferred® Card from American Express is an excellent cash back credit card with on of the best rewards rates on the market. Cardholders will earn incredible cash back rates of 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases. Even if you hit the cap of supermarket spending, you can still continue to earn cash back.

This card offers some of the highest rewards rates on the market. Since supermarket items and gasoline are two of the biggest expenses for most households, this card makes it easier to save considerable amounts of money. Cardholders can also earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

The Blue Cash Preferred® Card from American Express does come with a $95 annual fee, but with the generous rewards program you can easily make cost of the annual fee. To top it off, you get an intro APR of 0% on purchases for 12 months on purchases and 0% on balance transfers for 12 months on balance transfers. Your ongoing APR will be 12.99%-23.99% Variable based on your creditworthiness.

Expert Reviews of the Blue Cash Preferred® Card from American Express

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • star rating 3.8/5

    Overall Rating

The Bottom Line

The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well.

The Good

The cash back rate on supermarkets is the highest cash back rate we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.

The Not so Good

There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars..

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

  • star rating mask

Offer Rating

3.0/5.0

13 Total Ratings

5 Star
 
 
(1)
4 Star
 
 
(2)
3 Star
 
 
(7)
2 Star
 
 
(2)
1 Star
 
 
(1)

Your Rating

Back to top ↑